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Minimalist banner for an article about PSD3, PSR and FIDA, showing the title “The Next Phase of Open Banking” beside a notebook with regulation icons on a modern office desk.

PSD3, PSR & FIDA: The Next Phase of Open Banking

Europe’s Open Banking framework is entering a new chapter. PSD3, PSR and FIDA aim to improve API quality, simplify consent and expand data sharing beyond bank accounts into a broader Open Finance ecosystem. Here is what banks and fintechs should start preparing for in 2026.

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Minimalist banner for an article about PSD3, PSR and FIDA, showing the title “The Next Phase of Open Banking” beside a notebook with regulation icons on a modern office desk.

PSD3, PSR & FIDA: The Next Phase of Open Banking

Europe’s Open Banking framework is entering a new chapter. PSD3, PSR and FIDA aim to improve API quality, simplify consent and expand data sharing beyond bank accounts into a broader Open Finance ecosystem. Here is what banks and fintechs should start preparing for in 2026.

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