USE CASE
Lending
Unlocking Opportunities with Open Banking
Aggregation and Analysis
Aggregate financial data for a comprehensive borrower profile, aiding in better lending decisions.
Income and Expense Verification
Verify income streams and expenses accurately, ensuring borrowers can support loan repayments.
Affordability and Credit Scoring
Use advanced algorithms to calculate affordability and creditworthiness, offering a nuanced assessment.
01.
Benefit
Enhanced Credit Assessment
Real-time data access from multiple bank accounts improves creditworthiness evaluation.
02.
Benefit
Personalized Offers
Tailored loan products based on financial behavior provide fairer and more competitive terms.
03.
Benefit
Streamlined Application Process
Automated data retrieval and faster approvals enhance customer satisfaction.